Does Obamacare Cover Toenail Fungus Treatment?

toenail clinic houstonToenail fungus affects close to 15 percent of the general population in America, and about 40 percent of individuals above the age of 60.

This fungal infection leads to changes in the color and texture of the nail. In some cases, it may cause irritation, redness and inflammation of the skin in the surrounding area. The other visible signs that may be experienced include:

• Scaling
• Flaking nail surface
• Brittleness of the nail
• Distorted nail or nail loss
• Foul odor
• Separating of nails from the nail bed

However, the question many tend to ask when seeking toenail fungus treatment is whether Obamacare covers it or not. The answer to this is simple –nail fungus treatment is not covered.

The procedure is not covered in any policy as it is regarded as a cosmetic procedure.

Obamacare can help ensure that you and your child’s medical expenses are taken care of until the youngster reaches the age of 26. But to obtain laser treatment for nails, a patient has to prepare well because they have to handle the bills out of pocket.

However, where state-of-the-art equipment is used, the costs can be drastically lowered. Less time will be taken to complete the process.

What Causes Nail Fungus?

A fungal infection of the nail can occur due to a number of reasons. If one makes frequent visits to a nail salon where equipment is not properly sterilized, the problem may arise. Also, a person with the condition can easily spread it to other people as the condition is highly contagious. Someone whose family members have nail fungus is prone to the same infection as well.

A person’s likelihood of developing toenail fungus is increased if they:

• Have diabetes or a weak immune system
• Have an injury on the nail
• Keep their toes moist for prolonged periods
• Have an illness that tampers with the blood vessels
• Are older
• Use a public pool or shower
• Wear synthetic nails
• Wear boots, tennis shoes or other closed footwear for extended periods

What Are The Effects Of Laser Treatment?

Fortunately, it has no known side effects. Laser treatment employs technology that specifically targets the affected area. It doesn’t affect the individual’s system in any way. This means that the probability of injury or unforeseen reactions is eliminated. In fact, one can simply walk into a clinic, get it done, and walk out the same way.

A treatment session takes about 10 minutes, though this duration may stretch for longer if there is more than one nail to be treated. After the procedure is completed, it takes an average of about 3 months before the patient sees the major changes. A bigger difference is realized in around six to nine months when the new nail grows fully and replaces the affected one. In some cases though, a special cream may be applied to hasten the renewal process.

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